1. What Expentify Is

Expentify is a personal bookkeeping tool: you record your own income, spending and balances, and it organises them into wallets and reports, with an optional AI analysis.

• Expentify does not connect to your bank. All balances and transactions are the ones you enter.
• Expentify never moves money: it does not make payments, transfers or settlements.

2. Acceptable Use Policy

You must not use Expentify in a way that damages it or makes it unavailable to others.

You must not try to access other people's data, misuse the AI features (for example with automated requests), or interfere with the ads shown on the site.

3. Limitation of Liability

In no event shall Expentify or its developer be held liable for anything arising out of or in any way connected with your use of this website.

All balances, calculations, reports and AI suggestions are provided on an "AS IS" basis. This web application is provided entirely free of charge and must be used strictly at your own financial risk. The operators and developers assume zero liability for any incorrect data entries, automated calculation inconsistencies, missing sheet data, or inaccurate reports.